Group Disability Insurance California

California Group Employee Disability Insurance

Disability insurance coverage is an important employee
benefit because it helps protect your employees most
valuable financial asset...their income. It replaces lost
income for an employee if they are unable to work due
to sickness or injury.

Group disability insurance for your California business
is an excellent employee benefit incentive for acquiring
and maintaining employees and the cost is relatively
low in comparison to other employee benefits.

Learn much more below about both Group Long Term
Disability Insurance and Group Short Term Disability
Insurance.

Each year on average, 12% of the adult U.S. population suffers a long term
disability and one out of eight workers will suffer a five-year or longer
disability before the age of 65.

California group long term disability insurance plans provide income
protection for disabilities lasting three months or longer. After the initial
waiting period is completed, long term disability insurance will provide a
monthly income which may continue until age 65 for qualified disabilities.
The monthly income provided under a policy is usually 60% of the
employees pre-disability income.

Click on the link below to fill out a secure quote request form for a
California group employee long term disability insurance plan that
regardless of whether you're a large employer or a small business,
will provide exceptional long term disability insurance coverage for
your businesses most important asset...your employees. Or you can
speak with Grant Wonacott, one of our California Business Insurance
specialists at (951) 693-5017 to discuss the features.

When an employee needs to be away from work for an extended period or a
non-work related disability like maternity, illness, or injury, an employee can
have access to a short term disability program which provides at least partial
income protection. Short term disability insurance is a more common
employee benefit because the chance of an employee being unable to work
for a short period is higher than the chance of being permanently disabled.

A short term disability insurance plan for your California business will provide
weekly income for an employee disability shorter than 3 months. Coverage is
meant to bridge the gap between a company's sick pay policy and the start of
an employee long term disability insurance plan.

Click on the link below to fill out a secure quote request form for a California
group employee short term disability insurance plan that regardless of whether
you're a large employer or a small business, will provide exceptional short term
disability insurance coverage for your businesses most important asset...your
employees. Or speak with Grant Wonacott, one of our California Business
Insurance specialists at (951) 693-5017 to discuss the features.

We are your local Temecula, California insurance agency, offering comprehensive
group disability insurance plan services to businesses in the following cities and
counties: Murrieta, Lake Elsinore, Wildomar, Lakeland Village, Fallbrook, Canyon
Lake, Sun City, Perris, Romoland, Homeland, Menifee, Quail Valley, Sedco Hills,
Alberhill, Moreno Valley, Corona, Norco, Riverside, Woodcrest, Home Gardens, El
Cerrito, Pedley, Mira Loma, Glen Avon, Rubidoux, Loma Linda, Lakeview, Rainbow,
Pala, Sage, Hemet, Valle Vista, Aguanga, Oak Grove, Warner Springs, Santa Ysabel,
Escondido, Pauma Valley, Ramona, Valley Center, Bonsall, Vista, Oceanside, San
Marcos, Carlsbad, Encinitas, San Diego, San Clemente, San Juan Capistrano,
Laguna Niguel, Dana Point, Laguna Beach, Mission Viejo, Lake Forest, Aliso Viejo,
Laguna Hills, Emerald Bay, Irvine, Coto de Caza, Rancho Santa Margarita, Laguna
Woods, Trabuco Canyon, Three Arch Bay, Crystal Cove, Newport Beach, Corona Del
Mar, Tustin, Santa Anna, Costa Mesa, Orange, Huntington Beach, Westminster,
Anaheim, Garden Grove, Red Hill, East Tustin, Lemon Heights, Villa Park, Olive,
Cowan Heights, San Bernardino, Ontario, Fontana, Colton, Rancho Cucamonga,
Fullerton, Oakland, Riverside County, Orange County, San Diego County, San
Bernardino County, Imperial County, and Los Angeles County, CA. We also offer
group disability insurance services to businesses throughout the state of California,
including the Los Angeles, Sacramento, and San Francisco Bay areas.

Benefits begin on the 91st day of disability.

Monthly benefit is 60% of pre-disability income.

Maximum monthly benefit is $5,000.

Benefit duration to age 65 for qualified disabilities.

Benefits begin on the 1st day in the case of an accident

Benefits begin on the 8th day in the case of a sickness

Weekly benefit is 100% of pre-disability income for
the first 15 days.

Weekly benefit is 66% of pre-disability income
from day 16 through a maximum of 165 days.

Maximum weekly benefit is $1,000.

Benefit duration is 26 weeks.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

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Group Disability

Insurance

Grant Wonacott

Orr & Associates

28270 Single Oak Drive, # 255

Temecula, CA 92590

Riverside County, California

(951) 693-5017

Fax: (951) 693-5027

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Business Insurance Specialists